Professional protection
Ask about allegations involving advice, treatment, or the professional services you provide.
Bring the detail
Prepare qualifications and professional requirements. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Privacy & cyber
Discuss confidential notes, video platforms, and response to a data incident.
Bring the detail
Prepare therapies and client territories. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Practice liability
Review in-person premises risks and agreements for shared consultation spaces.
Bring the detail
Prepare virtual consultation and records platforms. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Services and client groups
Describe approaches, supervision and group work.
Client territories
Record actual session locations and cross-border work.
Prior-work timeline
Bring policy dates, reporting basis and any relevant disclosures.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.
Read: Insurance questions for a virtual counselling practice →