Support for the work
of supporting others.
Explore professional protection, privacy, and practice risks for in-person and virtual counselling.
Clear guides. Useful questions. Your next step.
Your world, considered.counsellorinsurance.com
A Broker.insure PortalProtection starts
with better questions.
These are areas to explore with a licensed provider. The exact cover, exclusions, limits, and availability depend on your circumstances.
Professional protection
Ask about allegations involving advice, treatment, or the professional services you provide.
Privacy & cyber
Discuss confidential notes, video platforms, and response to a data incident.
Practice liability
Review in-person premises risks and agreements for shared consultation spaces.
When a client moves.
A counsellor begins seeing a client who has moved to another province. The professional, territorial, and privacy implications need checking.
Let’s unpack itA discussion example, not a claim outcome or a promise of cover.
A little preparation.
A clearer conversation.
A closer look.
Virtual counselling when the client moves
The location on a video call can matter as much as the location of your consulting room.
Field notes · 3 min readChanging professional protection without losing the timeline
Ask how allegations about earlier work are handled before cancelling or replacing a policy.
Interactive worksheetTwo offers. A clearer comparison.
Record the terms, identify unanswered questions and keep your own comparison notes.
Good questions.
Worth asking.
Can I counsel an existing client in another province or state?
Check professional permission and insurance acceptance for the client’s actual location. Existing familiarity with the client does not resolve territory or jurisdiction conditions.
What is a retroactive date?
In relevant claims-made wording, it helps define the period of prior work that may be considered. Ask how it interacts with notification duties, exclusions and any reporting extension.
Does retirement end the insurance conversation?
Not necessarily. Ask about later allegations, prior-work protection, reporting duties and record arrangements before cancelling or ending a professional protection arrangement.
A few useful neighbours.
Physiotherapy practices
A practical starting point for treatment liability, clinic equipment, and the patient information you look after.
Medical practices
Explore clinic property, business operations, cyber risk, and how these differ from a physician’s professional protection.
Commercial tenants
Your landlord insures the building.
Let’s start with your world.
Tell us a little about what you’re looking for. Your location helps the team understand the enquiry.